Prepare your income documents
Have recent pay statements and details of your role and employment status ready.
Car loans for healthcare workers in Ontario
Shift premiums, overtime and multiple employers can affect how your income is documented.
Have recent pay statements and details of your role and employment status ready.
Budget for payments, insurance, fuel, maintenance and any down payment. Compare the interest rate, loan term and total borrowing cost before accepting an offer.
Apply from Toronto, Vaughan, Mississauga, Durham, Barrie or elsewhere in Ontario. Matching depends on participating dealerships and availability in your area.
Auto Approved welcomes applications from people with different credit situations. A participating dealership or lender reviews income, credit history and affordability. Your occupation alone does not determine eligibility or guarantee approval.
Start my financing applicationAuto Approved is a referral platform, not a lender. Requirements, rates and terms vary. Submitting an application does not guarantee financing or a vehicle.
Seasonal projects, overtime and contract work can make income vary.
Explore financingOwner-operators and employed drivers often document their income differently.
Explore financingTips, part-time hours and seasonal schedules can be part of your income picture.
Explore financingBusiness revenue and personal income are different. A clear record helps a lender understand your situation.
Explore financingShift schedules, overtime and temporary contracts can change from month to month.
Explore financingPart-time schedules and commission income may need additional documentation.
Explore financingPermanent employment, consulting and contract roles can each require different income records.
Explore financing